Established in 1989
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ONLINE
FINANCIAL CALCULATORS
Choose from eleven quick and
easy-to-use mortgage calculators to estimate how much of a home you can
purchase, view loan comparison charts, amortization tables, calculate
monthly payments, set saving goals and many additional calculations to fit
your needs all in the privacy of your home or office. Click
here for consumer mortgage facts.
- Home
Affordability Calculator
This calculator computes the most expensive home you can buy based on the highest payment you can afford, but does not indicate whether you would qualify for the loan.
- Advanced Loan Calculator
This calculator computes any one of the following given the others: the home
price, number of payments, payment amount, or interest rate. Leave one of
the first four fields blank to solve for that value.
- Mortgage
Qualification Calculator
Most lenders base their home loan qualification on both your total monthly gross income and your monthly fixed debt expenses. Fixed debt expenses include property taxes, mortgage insurance (PMI), association dues, and credit card payments.
- Fixed Rate Loan Payments
This calculator computes the payments (principal and interest) for a fixed rate loan, using monthly interest compounding and monthly payments.
- Adjustable Rate Loan Payments
This calculator computes the estimated payments and interest for an adjustable rate loan, where the rate increases by the maximum amount allowed at each interval until it reaches the rate cap.
- Balloon Loan Payments
This calculator computes the payment amount necessary to satisfy a simple loan with an optional balloon payment, using monthly interest compounding and monthly payments.
- Loan
Comparison Calculator
This calculator will help you compare the total cost of any two or three
loans. This analysis includes the effect of a tax deduction for interest. If
the interest is not deductible, or if you do not want to show the effect of
the tax deduction, choose an income tax rate of zero.
- Extra
Payment Calculator
This calculator computes the monetary advantage to paying extra principal with your payments.
- Refinance Calculator
When you refinance at a lower interest rate, you usually pay refinancing
costs including points, fees, and closing costs.This calculator will tell
you if the amount you save in interest will exceed these refinancing
costs.The calculated results depend on how long you plan to keep this
property.
- Loan Consolidation
This calculator determines the advantage or disadvantage of consolidating various loans and credit card debt. Click the "Add" button to enter up to 10 different loans and accounts.
- Rent
vs Buy Calculator
This calculator compares the cost of renting versus the real cost of
buying a home.
Do you have any
feedback, comments or questions that were not answered here?
NOTE: If you are looking to buy a home, let
us help you find the best loan for you. Just call Barbara Brubaker at (714) 990-3914 Ext. 11, or e-mail us at barbara@1homeseller.com
with any questions.
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